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Glenna Stethem

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Loan Officer employed in Minneapolis, Minnesota

Glenna Stethem
Loan Officer
 
Direct.....763-208-5363
Fax........                      attention Glenna
Cell.......763-208-5363

It's ok to call nights and weekends
 
Email: glenna_fnms@yahoo.com 

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This loan officer is very experienced with being a landlord.   I can answer many of your questions.  long: Secrets   short: Secrets

 

Your ID's been stolen. Now what?

Step 1: Protect your finances Contact the fraud departments of each of the three major credit bureaus. Get a copy of your credit report, which is free to ID theft victims. Ask that your file be flagged with a "fraud alert tag" and a "victim's statement." That will limit the thief’s ability to open new credit accounts, as new creditors will call you before granting credit, generally. Insist, in writing, that the fraud alert remain in place for seven years, the maximum, according to PrivacyRights.org. Credit bureaus Equifax 1-800-525-6285 www.equifax.com Equifax Consumer Relations PO Box 740241 Atlanta, GA 30374 1-800-685-1111 www.equifax.com  Equifax does not like to give out their telephone number to actually talk to someone, so here are a couple for you to try…  Equifax 1-888-363-2938 Information Service Center and  404-885-8000 Experian 1-888-397-3742 www.experian.com Experian Consumer Relations PO Box 2002 Allen, TX 75013 1-888-397-3742 www.experian.com  TransUnion 1-800-680-7289 www.tuc.com TransUnion Consumer Relations PO Box 1000 Chester, PA 19022 1-800-888-4213 www.transunion.com    Step 2: File a police report You will need a police report to dispute unauthorized charges and for any insurance claims. Be persistent; your local police department may suggest that this isn’t necessary, because they don’t want the paperwork hassle. Also, fill out an online ID Theft complaint with the Federal Trade Commission or call 1-877-ID-THEFT. That enters your case in the FTC’s “Consumer Sentinel” database, a nationwide list of ID theft cases which can be used by law enforcement officers to find patterns and catch criminals. Step 3: Close all compromised accounts The list may be wider than you realize. This includes accounts with banks, credit card companies and other lenders, and phone companies, utilities, ISPs, and other service providers. Dispute all unauthorized charges – The FTC offers a sample dispute letter on its Web site. Disputes may require a sworn statement and a police report. The FTC also offers a form affidavit which can be used for the sworn statement at www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf   More help More detailed 17-step plan to follow if your ID is stolen www.privacyrights.org/identity.htm “When bad things happen to your good name” – FTC document full of sample dispute letters and other recovery procedures. www.ftc.gov/bcp/conline/pubs/credit/idtheft.htm U.S. Department of Justice ID Theft kit www.usdoj.gov/criminal/fraud/idtheft.html Identity Theft Resource Center www.idtheftcenter.org Organizing your ID theft case – good paperwork is key www.privacyrights.org/fs/fs17b-org.htm ID theft laws vary by state – here’s a list of state laws www.consumer.gov/idtheft/federallaws.html#statelaws Michigan State University School of Criminal Justice ID Theft page www.cj.msu.edu/~outreach/identity

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