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Rentals

Free Rate Quote

Lower My Bills

Pick A Payment

Option Arm

100% Financing

Landlords/Investment

FHA / VA

Interest Only

For Sale By Owner

Family Friendly
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Judgment Collection Training

Home Based Businesses

Glenna Stethem
Mortgage Loan Officer
Direct: 763-208-5363   Email: glenna_fnms@yahoo.com
Cell 763-208-5363 
(ok to call on weekends too)

 
Want a personalized rate quote?  Click here


Landlords:  Rental Properties - Investment Properties

Up to 100% financing on refinances or purchases.

To prove your income:
   We can use W-2's, 1099's and even 12 to 24 months of bank statements.

Bank statements can give you an average monthly income.
We use the average of the total monthly statement total deposits and credits.   Add up to total deposits and credits from each monthly statement and divide by
the number of months.   This will become your average monthly income.

  • Guidelines   (O/O = owner occupy;    N/O/O = rental - non owner occupy)

  • O/O 100% STATED INCOME / VERIFIED ASSETS, 620 SCORE

  • O/O 100% STATED INCOME / STATED ASSETS, 680 SCORE

  • N/O/O 100% STATED INCOME / VERIFIED ASSETS, 720 SCORE

  • N/O/O 95% STATED INCOME / VERIFIED ASSETS, 620 SCORE

  • N/O/O 100% FULL DOC, 680 SCORE

 

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