We offer a number of loan programs for borrowers who are unable to or choose not to verify their income or assets in a traditional fashion. We have a number of loan products designed specifically for these borrowers.

No Income Verification mortgages are available for people purchasing or refinancing residential real estate. we will lend up to 90% of the value or sales price of a home with no questions about income. Generally, the better the credit the more one can borrow. Talk to one of our specialty mortgage consultants today and see how we can help.

The No Income & No Asset Loan program take the no income verification loan one step further. In addition to not verifying a borrower's income, we will also not verify assets needed for down payments and closing costs. We will lend up 90% of the sales price or appraised value in many instances.

Our  Stated Income Loan program has a number of similarities with our other No Documentation loan products. We don't actually verify what a borrower earns, rather he or she states his earnings and we will only verify that the borrower currently works at that employer. The Stated Income Loans are available to W-2 employees and to the self-employed.

The Light Documentation Loan program works very easily. The borrower provides us with six (6) or twelve (12) or twentyfour (24) months of bank statements and the average of the deposits over that time frame will be used as monthly income. Our specialty loan officers are available help you with your financing needs.  (more bank statements the better)